<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Bentley Credit Management &#187; Debt Collections</title>
	<atom:link href="http://www.creditmanagement.co.za/category/debt-collections/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.creditmanagement.co.za</link>
	<description></description>
	<lastBuildDate>Mon, 03 Oct 2011 10:38:59 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
		<item>
		<title>Employer&#8217;s Guide to Employment Attachment Orders</title>
		<link>http://www.creditmanagement.co.za/employers-guide-to-employment-attachment-orders/</link>
		<comments>http://www.creditmanagement.co.za/employers-guide-to-employment-attachment-orders/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 09:50:56 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Debt Collections]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit News]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Debtor]]></category>
		<category><![CDATA[National Credit Act]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=658</guid>
		<description><![CDATA[Emoluments attachment orders, commonly referred to as garnishee orders, are governed by Section 65J of Magistrates Court Act 32 of 1944.
The provisions of Section 65J define an emoluments attachment order as &#8211; an order issued by the court which entitles a judgment creditor to attach the emoluments which are at present or in future owing to the judgment debtor by the garnishee (the employer).
 
What this essentially means is that the employee is in effect replaced by his employer who now becomes obliged to pay to the judgment creditor a ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/employers-guide-to-employment-attachment-orders/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad debts balloon at Capitec</title>
		<link>http://www.creditmanagement.co.za/647/</link>
		<comments>http://www.creditmanagement.co.za/647/#comments</comments>
		<pubDate>Wed, 29 Sep 2010 07:16:06 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Credit News]]></category>
		<category><![CDATA[Debt Collections]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=647</guid>
		<description><![CDATA[Marc Ashton on Fin24.com reports  :
&#8220;Rapid expansion is coming at a cost for the affordable banker Capitec Bank Holdings which on Wednesday posted a substantial rise in interim headline earnings, but also saw impairments balloon.
Reporting results for the six months end-August, the R12.45bn group reported a 58% rise in headline earnings per share to 340c, and a return on equity of 34%. Income from banking operations was up 46% to R1.7bn
Impairments, effectively bad debts written off by the bank, and the cost of expansion were higher in the period as the group ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/647/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property Agents can&#8217;t Debt Collect</title>
		<link>http://www.creditmanagement.co.za/property-agents-cant-debt-collect/</link>
		<comments>http://www.creditmanagement.co.za/property-agents-cant-debt-collect/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 11:23:03 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Debt Collections]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Debt Collectors]]></category>
		<category><![CDATA[Levy collections]]></category>
		<category><![CDATA[rental collections]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=347</guid>
		<description><![CDATA[The issue of how far an estate agent or sectional managing agent could go in the collection of outstanding rentals and section title levies has been a vexed question.
Thuli Zungu in the Sowetan reports on the decision that was made by the Council for Debt Collectors on the issue:
&#8220;&#8230;.Bernard Irvine won a case involving people who stay in sectional title apartments and who were subjected to exorbitant charges for letters and telephone calls reminding them (occupants) to pay their debt arrears.
In a landmark ruling on June 6 last month a ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/property-agents-cant-debt-collect/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Property Agents can&#039;t Debt Collect</title>
		<link>http://www.creditmanagement.co.za/property-agents-cant-debt-collect-2/</link>
		<comments>http://www.creditmanagement.co.za/property-agents-cant-debt-collect-2/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 11:23:03 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Debt Collections]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Debt Collectors]]></category>
		<category><![CDATA[Levy collections]]></category>
		<category><![CDATA[rental collections]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=347</guid>
		<description><![CDATA[The issue of how far an estate agent or sectional managing agent could go in the collection of outstanding rentals and section title levies has been a vexed question.
Thuli Zungu in the Sowetan reports on the decision that was made by the Council for Debt Collectors on the issue:
&#8220;&#8230;.Bernard Irvine won a case involving people who stay in sectional title apartments and who were subjected to exorbitant charges for letters and telephone calls reminding them (occupants) to pay their debt arrears.
In a landmark ruling on June 6 last month a ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/property-agents-cant-debt-collect-2/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Illegal Recovering of Debt Collectors Costs</title>
		<link>http://www.creditmanagement.co.za/illegal-recovering-of-debt-collectors-costs/</link>
		<comments>http://www.creditmanagement.co.za/illegal-recovering-of-debt-collectors-costs/#comments</comments>
		<pubDate>Fri, 30 Nov 2007 13:51:34 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Debt Collections]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=192</guid>
		<description><![CDATA[A number of debt collectors are still advising clients that they, the debt collectors, can recover the entire collection commission and debt collection costs from the client&#8217;s debtors &#8211; this is, simply put, illegal.
Prior to the enactment of the Debt Collectors Act, the only persons or companies able to legally collect the costs of debt recovery from debtors were attorneys.  However with the enactment of the Debt Collectors Act in 1998, the law was changed to enable properly registered debt collectors to collect certain fees and commissions from debtors. ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/illegal-recovering-of-debt-collectors-costs/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>In Duplum Interest and the National Credit Act</title>
		<link>http://www.creditmanagement.co.za/in-duplum-interest-and-the-national-credit-act/</link>
		<comments>http://www.creditmanagement.co.za/in-duplum-interest-and-the-national-credit-act/#comments</comments>
		<pubDate>Mon, 13 Aug 2007 06:44:53 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Debt Collections]]></category>
		<category><![CDATA[National Credit Act]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=165</guid>
		<description><![CDATA[The common law in duplum rule holds that &#8220;interest stops running when the unpaid interest equals the outstanding capital.&#8221;
Confirmation that this ancient Roman doctrine was part of our law was eventually settled in  the case of LTA Construction Bpk v Administrateur, Transvaal 1992 (1) SA 473 (A).
The NCA enacts the in duplum rule into legislation in Section 103(5) but the NCA takes the definition further than the common law definition of the in duplum rule, specifying that not only interest stops running when the unpaid interest equals the outstanding ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/in-duplum-interest-and-the-national-credit-act/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>Collections: The Personal Human Touch</title>
		<link>http://www.creditmanagement.co.za/collections-the-personal-human-touch/</link>
		<comments>http://www.creditmanagement.co.za/collections-the-personal-human-touch/#comments</comments>
		<pubDate>Mon, 14 Aug 2006 06:29:59 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Credit Management]]></category>
		<category><![CDATA[Debt Collections]]></category>
		<category><![CDATA[General Management]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=96</guid>
		<description><![CDATA[The obvious benefits of computerization and automation of the debt collection process, at whatever stage, is obvious. This extends from pre-hand over to pre-legal collections through to legal collections. I remember as a young candidate attorney in the earlier 1990s being at an attorneys firm with a large collections department. The staff was large to deal with the extremely manual process, various collection supervisors, an army of typists, collection clerks, filing clerks and payment clerks. A staff compliment of 4 employees back then dealt with what a current single collection ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/collections-the-personal-human-touch/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Commecial Debt Collections</title>
		<link>http://www.creditmanagement.co.za/commecial-debt-collections/</link>
		<comments>http://www.creditmanagement.co.za/commecial-debt-collections/#comments</comments>
		<pubDate>Thu, 20 Jul 2006 09:45:56 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Credit Management]]></category>
		<category><![CDATA[Debt Collections]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=85</guid>
		<description><![CDATA[Previously we looked at what was needed in a debt collection agency attending to debt collection in consumer collections.
When it comes to commercial collections, that is collections from debtors who are businesses, the requirements are different. As a general rule the volume of the bad debt hand-overs is significantly lower then consumer collections but the size of the individual collections involved can be significantly higher. Therefore while in consumer collections the debt collection route with debt collectors charging a commission on the successfully collected debt as oppose to attorneys with ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/commecial-debt-collections/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Choosing the Right Debt Collector for Consumer Collections</title>
		<link>http://www.creditmanagement.co.za/choosing-the-right-debt-collector-for-consumer-collections/</link>
		<comments>http://www.creditmanagement.co.za/choosing-the-right-debt-collector-for-consumer-collections/#comments</comments>
		<pubDate>Tue, 04 Jul 2006 06:58:40 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Debt Collections]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=79</guid>
		<description><![CDATA[Yes believe it or not there is news and life in the world of credit management beyond the National Credit Act.
The question posed in this posting is what do you need in a debt collection agency to attend to your consumer collection needs?
Firstly we need to look at what we mean by consumer collections. Consumer collections is debt collections from individuals or the general public as opposed to a commercial collection which is debt collection from clients who are businesses.

Large Consumer Collections
Firstly I would define a large consumer collection as ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/choosing-the-right-debt-collector-for-consumer-collections/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Debtors can&#8217;t contract out of  Admin Rights</title>
		<link>http://www.creditmanagement.co.za/debtors-cant-contract-out-of-admin-rights/</link>
		<comments>http://www.creditmanagement.co.za/debtors-cant-contract-out-of-admin-rights/#comments</comments>
		<pubDate>Mon, 03 Apr 2006 09:08:25 +0000</pubDate>
		<dc:creator>Brett Bentley</dc:creator>
				<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Debt Collections]]></category>

		<guid isPermaLink="false">http://www.creditmanagement.co.za/?p=65</guid>
		<description><![CDATA[The Supreme Court of Appeal in the case of Bafana Finance Mabopane v Makwakwa [2006] SCA 49 (RSA) has delivered its judgment.
In this case a micro-lender tried to enforce a clause in his loan agreement with a debtor which:
a)	the debtor waived his right to apply for an Administration Order in terms of Section 74 of the Magistrate&#8217;s Court Act; and
b)	excludes the micro-lenders loan from any Administration order the debtor may obtain.
An administration order is a legal solution in terms of Section 74 of the Magistrates Court Act for the poorer ...]]></description>
		<wfw:commentRss>http://www.creditmanagement.co.za/debtors-cant-contract-out-of-admin-rights/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

